Showing posts with label money saving tips. Show all posts
Showing posts with label money saving tips. Show all posts

Thursday, September 1, 2011

DIY Planner: Revised and Improved for 2011-12

It’s that time of year again! Do you have your planner ready? Do you buy one already made or do you design your own? Last year, I learned that I can make my own planner very inexpensively. AND I could make it however I wanted. Determined to not end up with a bunch of pages unused because they just don’t suit my record-keeping style, I designed my own and took it to a local office supply store with a print center to have it coil bound. You can read about that here and see what that planner looked like. This year, I made some drastic changes…

I was quite surprised and irritated to find that I still had a bunch of pages that I didn’t use. It looked good, but that planner just did not suit my style. I was trying too hard I guess. After heading back to the drawing board with K.I.S.S. in mind (you know, Keep It Simple Sweetie), I finally had to come to grips with the fact that we are, in fact, UNschoolers. Unschooling does not lend well to traditional record keeping.

My biggest beef with trying to keep track of what we do every day is that the majority of our learning is cross-curricular. I don’t want to write an activity or lesson down in three different subjects every time. I want to write it down once and be done with it. And I would find myself agonizing over where to put something because I only wanted to write it down once…paralyzing the decision making process and driving me nuts.

So, I decided, why fight my nature? Why not find a way to embrace it in all its disorganizedness creativity? We don’t just “do school” at home…we learn where ever we are, whatever we are doing, whomever we are with. Life is our classroom! And something as large and complex as life is not going to be easily contained in little squares on an 81/2” x 11” piece of paper. Life is also messy and frequently goes outside of the lines.

I found a website called Homeschool Launch where you can download TONS of free worksheets, forms, and other helpful documents for home schooling. You can also create your own account to upload documents to share. You can find the forms I created for my planner this year at my page on Homeschool Launch.

What did I do differently? To start with, I had more time to put into designing the cover. Since we learn all year long, I chose pictures of things we did over the past year and this summer, such as my daughter using a magnifying glass on a scorcher of a day to start stuff on fire. We LOVE science!

1 front cover
Front cover...covered with pics of my kiddos!

The guy who did my planner there last year accidentally forgot to put something on the cover page before laminating and had to double-laminate it, which I really liked, so I asked them to do it again. Especially since the paper I chose this time was thinner.

On the inside cover, I made a copy of something I have hanging on our school cabinet. It’s an adaptation of something Nancy Campbell wrote in The Power of Motherhood. I figured it would be a good reminder, in case I ever forget how to homeschool…

2 inside front cover

I only have three, yes three, planner pages bound in this planner: a yearly goals sheet, an attendance sheet, and a yearly evaluation sheet. Well, there’s some monthly calendar pages, but more on that in a minute.

3 yearly goals
Yearly goals, right there when I open it up
so I don't write them down and forget them later!
4 attendance
Attendance sheet, courtesy of donnayoung.org
used this last year and really liked it.
5 yearly evaluation
Yearly evaluation, where we can write down
what worked and what didn't, what we liked or disliked
about the school year
Now this is where I got innovative. I bought six two-pocket folders without prongs when they were super cheap and had them bound in the planner. The first one will hold miscellaneous forms and records that we collect through out the year, such as important papers for Friday School, for example.

6 misc forms
Miscellaneous forms and records and important papers
will go in here
I created my own monthly calendar pages for the year and printed them out on cardstock. I have them facing each other, and used the blank back sides as a place to jot down notes and reminders. I searched online for a few minutes while trying to create something fun and interesting for a place to scribble notes, looking for something resembling a yellow legal pad for a background or graphic I could use. Then it hit me – I have a color copier/scanner and a yellow legal pad. Duh. So, I grabbed the Sharpies and ended up with this:

7 notes and reminders
I always need ample space to jot stuff down
8 calendars
I also need calendar pages to face each other so
I don't forget important dates coming up in the
next month
There is a set of two calendar pages in front of each folder. I used photo paper to print “labels” because it looks nicer. Not sure if the glue stick I used will sufficiently hold them after using it for a while, but that is easily fixed. I used Avery Design Pro to design the cover and the folder labels. Each folder will hold the Daily Learning Log Sheets for two months. This was the genius idea birthed at the drawing board. Planner pages don’t work for me because that is just not how I roll. This sheet has five large boxes to write lesson plans, activities and spontaneous learning opportunities. To the right are several check boxes with categories such as science, math, english, etc. This way, I can write in our unit study or when we stopped at a pond and observed the activity in the habitat or whatever and just check off what subjects were covered. I’ll print out 90 two-sided sheets of these and we will use them to record what and how we are learning each day. Of course, we can use more than 180, but that is to be sure we log in enough learning days to meet our state’s requirements.

9 month folders
Each pocket would only need to hold
15 sheets at the most. That's logging in
learning every day of the month!
91 daily log sheet in folder
I was very happy that the coil binding didn't
take up too much of the folder's edge so
the papers will still fit nicely.
I like having a full year’s calendar to look at in a place that is easy to find. Last year it was on the outside of the back cover. This year I decided I wanted it on the inside of the back cover. No particular reason, really. That’s just where I wanted it this time.

92 inside back cover
Always knowing where the whole year can be seen
is a huge benefit for me. I hate flipping through pages
to find things!
I was afraid it would be too bulky, but it’s really not. Of course, it’s not full of papers yet, either…

93 size comparison
This isn't one of those fancy smart phones, just an LG Rumor2
but I thought it would give a decent size comparison on
how thick it is. 
I would have preferred different colors for the folders…like orange and blue…but hey, they were only like  15 cents apiece or something like that. We are trying to do school free or as close to it as possible this year in order to save money for a family trip to California in a few months to see the middle of the oldest boys graduate from Marine boot camp. Guess how much this planner cost me this year? Less than last year!
  • orange polka dot paper, 25 cents each at Michael’s    $0.50
  • two-pocket folders, 6 @ 15 cents                              $0.90
  • printing costs, text documents                                   $0.60
  • paper (negligible, due to rebates making the ream
    • practically  free!)                                             $0.05
  • printing costs, color glossy photos (paper was free)    $0.10
  • double laminating, 8.5 x 11 coil binding                    $4.44    
    • 20% off coupon!
  • GRAND TOTAL……                                                    $6.59

I’m really excited about using this planner/organizer this year. It’s simple. It’s flexible. It didn’t cost an arm and a leg. And, it’s got cute pictures of my precious children on it. What more could I want?
If you make your own planners, what do you do? Do you change it every year or pretty much stick to the same format. Or, are you still trying to find something that works for you?

Friday, December 3, 2010

DIY: Make Your Own Marshmallows...Really, You Can!

OK, so this is totally against all the "real foodie" in me...but in my quest to spend as little money on things as I can by making as many things as I can myself, I have wondered:
  1. Can I make a healthy, or healthier, marshmallow?
  2. Is it even possible to make your own marshmallows without the benefit of ginormous industrial equipment or magical woodland elves?
Well, as it so happens, I can at least answer one of those questions...and it's Yes, You Can Make Your Own Marshmallows In The Comfort Of Your Very Own Kitchen!  I found this neat video tutorial (via Money Saving Mom...if you haven't checked her site out yet do it now, it's great!) on the Denver Bargains site...check it out! And amaze your friends this holiday season with delicious, easy and inexpensive "gourmet" marshmallows!

Meanwhile, I'm going to see if it's possible to make a healthy marshmallow...since corn syrup is on my NO WAY JOSE list these days...

Monday, November 8, 2010

Make it Yourself and Save Money!

I just added a post to my Purposeful Nourishment blog on making your own cream of mushroom soup, plus I've included a recipe for Taco Seasoning and my mother in law's famous Burrito Casserole. Come check it out!

Friday, July 2, 2010

How Much Didn't I Spend Today?

Jill Hale from over at CouponThrifty came to my house last night and did a coupon seminar. I had already attended one a few weeks ago, but I was so excited to host one and help my friends get a hold of this priceless information on couponing, CVS'ing and WAG'ing. And it was great to have a refresher course! If you're interested in learning how to do this, check out her website and send her an email. You can also look her up on Facebook.

Here's my deals today...


My first stop was at Walgreen's. First, I bought a Gillette Fusion Razor on sale for $9.89, used a $4 coupon from the Sunday paper a few weeks ago, and got $5 in Register Rewards. I used the RR to buy the Puffs (99 cents each minus 3 coupons from VocalPoint for 50 cents each), the Suavitel fabric softener (BOGO coupon in WAGS circular for $2.99) and the Dawn (99 cents minus a 25 cent coupon from the P&G Brandsaver insert at the beginning of June. My total OOP (Out Of Pocket) for this trip was:  $7.27...way better than the $19.83 without coupons!



Next stop, Target. I had several high value coupons to use plus some price matching:

FlameDisk ($4.99 minus FREE printable coupon thanks, DealSeekingMom!), three of the new Crystal Light Pure Naturals, $1.97 each minus three $2 coupons from VocalPoint (but Target only took off the $1.97), one Kraft Mayo with olive oil $2.64 minus FREE coupon from Taste of Kraft sampler package I requested, two Airwick Aqua sprays, $1.99 each minus two $1 coupons from Sunday inserts, and 4 Miracle Whips, $2.29 each, price matched to $1.65 (Dollar General circular) minus two $1.50 coupons from the Sunday inserts. My total OOP for this trip:  $7.15. Without the coupons and price matching, $26.68!



And finally, a stop at Meijer to use a couple coupons and pick up a few other items. Free bag of Green Giant Potatoes (came in the reusable shopping bag I requested on their Facebook page) made that $3.99 bag of spuds free! Plus, I found a Johnson's conditioner on clearance for $1.90 minus a $1 coupon I had for Johnson's products, and two packages of Oscar Mayer hot dogs, 99 cents each minus a $1 off of 2 coupon from the Sunday paper. My OOP for these items was $1.88, better than the $7.87 otherwise!. I got a bunch of Catalinas for diapers, hope I can turn those into some super deals before they expire.

All in all, I left the house today with $43 to finish the week's shopping for groceries and household items and came home with $54.38 worth of items, in addition to the nearly $20 I spent on other things. I only have one more to pick up, that will be a 14 cent tube of Colgate toothpaste (89 cents on sale at CVS minus a 75 cent coupon from the Sunday paper). I am beat! Went by myself and really enjoyed it, but I am very tired from staying up so late last night trying to plan my shopping trip today!

Saturday, June 19, 2010

Playing the Grocery Game: Free Stuff!

Today was supposed to be the day that I swept through CVS, Walgreen's and WalMart and snagged up a bunch of stuff for next to nothing. I had planned to plan strategy Tuesday evening, but can't remember now why I didn't...something else came up I guess. And last night we had a really bad storm that knocked our power out from 7 p.m. Friday to 8 a.m. Saturday...I tried to look through the coupons and sale papers by candlelight, but it was rather difficult. Not to mention that all the great Scenarios I tried to plan included coupons that were, apparently, in every other region's Sunday circulars except for ours. Like the $5 coupon for the Schick Hydro razor that, combined with CVS Extra Care Bucks and a Schick rebate, would have actually paid me about $9. I was quite perturbed.

I ended up deciding NOT to go to CVS, since I didn't have a very solid plan, and after waffling in my head for several minutes as I traveled in the general direction of places to shop, decided to brave Super WalMart. I knew I was going there with a stack of FREE product coupons...I was ready for a showdown! If you've never really used coupons much at WalMart, then you have been spared the icy animosity from certain cashiers as you hand over a stack of coupons...particularly when it means you get something for pennies or free. They don't like that for some reason...I think they suspect that you're trying to pull a fast one over on them since certainly companies would never send out coupons for free stuff.

Going against my better judgment, I did what I swore I would not do again...take the kids with me. And while it wasn't a complete disaster, it just did a lot to cement that decision. I am too new at all this to shop with them. I need to be able to think and that's hard to do when you're constantly interrupted by requests for junk food and a toddler with a lightning-quick telescopic reach going for the glass jars of pickles.

I am, over all, very pleased with my first official "couponing trip". Using several free product coupons  I snagged $17.87 for just 89 cents! Not a bad haul. Now, some of this stuff is stuff I wouldn't buy on a regular basis, but once in a while, and for free, I'm o.k. with that.

Hard to believe this would have cost almost $20!

Pictured above are Ritz Crackerfuls, Kraft 100 Calorie Packs Cheese Bites, Oscar Meyer Deli Fresh Chicken Breast (1 pound!), Kraft Homestyle Macaroni and Cheese, Beechnut Let's Grow Toddler Meals, and Genesis Today Goji Berry Juice. The Ritz, Kraft and Oscar Meyer coupons  I received the other day from a Kraft First Taste mailing. Goji Berry Juice from Genesis Today's Facebook fan page, and the Beechnut coupon was mailed to me when I signed up for something on their website.

Plus, when I got home I found this waiting on the steps for me:

 

I signed up for this just a couple days ago, but wasn't sure if it even went through or if I would get one. Came just in time for Father's Day! The $5 in coupons are definitely a plus!

So, I ended up with almost $30 worth of products today for less than a dollar. I'm so liking this coupon thing! Now, if I can just get the CVS thing started...


Monday, June 14, 2010

ON A MISSION: Using Couponing to Make the Budget Work

Last Saturday I attended a couponing seminar presented by Jill Hale over at couponthrifty.  I really enjoyed it, Jill did a great job of explaining all that coupon mumbo-jumbo and the fine art of CVS'ing and bagging great WAGS deals. She is also a good friend of my friend The Dime Savin' Diva and I was really looking forward to meeting her. She's great!

Coupons are not a new thing for me, I've used them off and on for years. But there is a difference between the casual couponer and the Coupon Queen...a big difference...we're talking hundreds of dollars a year, if not more!  And the whole CVS thing completely escaped me...I've heard tales of ridiculous deals (ridiculous as in it's ridiculous that people can even DO this!) and have longed to score some myself, yet every time I tried to figure out a 'CVS scenario' my brain would literally lock up. I just couldn't get it, which is incredibly irritating as I consider myself to be of reasonable intelligence...so why is it so hard? It takes experience for one, and an ability to think ahead and around...not always my strongest area, to be honest.

Jill did a great job of explaining that though, and I am very excited to try it out this week. I plan on spending some time Tuesday during Li'l Man's nap to plan my strategy.

She had for sale some neat coupon binders, but I just didn't have any extra money so I didn't purchase one. I had never thought of putting together a binder and decorating it with scrapbooking materials! She has some very cute ones, plus inside are all you need to organize your coupons, a grocery list, and a reference sheet of websites and other information that is very helpful.

I decided I would make my own...I have binders all over the place, sheet protectors, and coupons. I don't really like to use grocery lists made by someone else simply because they shop and eat differently than I do. I haven't made up a grocery list yet, but I did print out some Pantry Inventory sheets from OrganizedHome. My project this evening is to go through the cupboards and shelves and make a list of what we already have (I think I said I'd do this earlier...um, I haven't gotten to it yet LOL).

Jill uses baseball card sheet protectors to slip her cut-out coupons in, which is brilliant! You can see the coupon and expiration date (I had to get creative and fold some in certain ways to make them fit and keep the relevant info visible) at a glance, and you can organize them however you want. However, I have to be totally honest and say that while I do have access to 'slave labor' (she has her children cut them out and organize them into three general categories), I just don't want to cut all the coupons out...for one, when I go to those websites that tell you what's on sale where and what coupons to use with it, they say things like $1/2 (product name) RP 6-13. That's $1 off of two whatevers and the coupon was in the Red Plum Sunday circular on 6-13. My problem, then, is that if I cut them all out, how am I going to find them again later? I suppose I could just look through all the little pockets, but I don't want to do it that way.

The Coupon Mom has you keep the coupon circulars, write the date on the front in big Sharpie marker, and put it in a binder. Then you go to her website and look up the deals, which are cross-referenced to the corresponding coupons. Sounds great...yet then I have the problem of what to do with the coupons I already have cut out,  and the ones I get in the mail, on products or print out?

The solution for me is to use both systems...then I'm not cutting out every single coupon and waste time on coupons I won't use, yet I have a place for all the loose coupons I already have and the others I will no doubt accumulate.

I spent some time today putting together the binder in a 'logical' fashion. I may have over-complicated it...I often do that, but the way I put it together makes sense in my head.  I'll give it a test run for the next few weeks and if I like the way it works, I'll post pictures of it here later.

So for now, it's off to inventory all our stuff...

Saturday, May 29, 2010

How I Made a 150 oz Bottle of Fabric Softner Last Almost a Year

I've been making my own laundry detergent now for over a year. I love that I don't have to spend all that money every month on laundry detergent. Some people get really frugal and give up fabric softner, but I figure if I'm saving that much money on the suds I can 'splurge' a little on the softy scenty stuff. I love clothes and sheets that smell delicious...I don't think I could voluntarily give up fabric softener that makes my clothes smell terrific!

There's a recipe I tried once for homemade fabric softener that uses hair conditioner, water, and vinegar. It was ok, but I wasn't that thrilled about it. One day at the store, for some reason, I decided to figure out the cost per ounce for the hair conditioner vs. some Snuggle. I was shocked to discover it was actually cheaper per ounce for the Snuggle than for the bottle of cheap hair conditioner I bought at a discount dented can place! Then I had the bright idea of using regular fabric softener instead of hair conditioner in the homemade fabric softener recipe. The result was surprisingly pleasing.

My favorite fabric softener in the world is Suavitel in the yellow bottle. I bought a 150 oz (1.17 gallon) bottle for $7.47 at WalMart on July 16, 2009. As of this posting, I have used the last of the straight fabric softener to make another batch of the homemade. I probably have half a batch left. So, that $8 bottle of fabric softener has lasted over 10 months!

How well does it work, you ask? I think it's terrific! It still softens the clothes and leaves enough of that delicious, sunshiney yellowy scent behind that I can smell it on the clothes, even several days after washing. And a plus is that it's diluted enough that it doesn't gunk up the fabric softener dispenser in my washer. I love it!

Here's the recipe:

3 cups distilled white vinegar
2 cups fabric softener (or hair conditioner - one regular size bottle is almost 16 oz)
6 cups water

Mix together, but don't shake or it gets all foamy. Store in an airtight container or old fabric softener bottle(s). I took an old vinegar bottle and marked the sides for how much of each ingredient so I wouldn't have to measure it each time. Now, since the Big Bottle of Fabric Softener was finally emptied, I keep it in there after I mix it. We got a new washer with a dispenser so it's easier to measure that way. I just use a capful per load, more or less depending on my mood or the load size.

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